Posts by Leslie Reynoso

2020 was an interesting year to say the least. It introduced a way of life that no one could have expected. While many Americans were worried for their health and livelihood, the Federal Reserve and Congress stepped up and provided a stimulus package. People making under $75,000 received up to $1,200 and for those that…

  Not all indices are created equal.  Often times when you hear people talk about how the market is doing they are referencing the Dow Jones. Is the Dow Jones really a good indicator? It’s made up of a small sample pool of the thirty leading stocks in each of their respective industries and it…

The Setting Every Community Up for Retirement Enhancement Act, better known as the SECURE Act, was signed into law on Friday, December 20, 2019. Many of these changes  went into effect on January 1, 2020. Here are the major changes created by the new law: New Age Requirements for Required Minimum Distributions (RMDs). Because people…

HISTORY   For forty years, Gerald L. Ray & Associates, Ltd. (GLR) built a reputation on the principles of providing personalized investment portfolios combined with the highest levels of integrity and customer service. This vision is unchanged from when Gerald Ray and Charles Gideon decided to accept new clients after years of service to Zale…